Read time: 3 minutes
There’s a growing trend among Canadian investors to purchase real estate in Mexico—and for good reason. From vibrant coastal communities to favorable pricing, the appeal is undeniable. But unfamiliar rules and lack of financing options keep many would-be buyers on the sidelines.
Understanding Mexico’s Restricted Zones
Foreigners cannot hold property title directly within 50 km of the coast or 100 km of a national border. These zones include hot spots like Cancun, Playa del Carmen, and Puerto Vallarta.
To resolve this, Mexico uses the fideicomiso system—a secure bank trust that enables foreigners to legally purchase and control property. The bank holds the title, but the buyer enjoys full ownership rights.
This arrangement has been in place for decades and is widely used, but it requires legal setup and local banking relationships. That’s where expert guidance becomes critical.
Where Financing Falls Short
The second major hurdle is financing. Canadian banks typically don’t offer international real estate loans. Many qualified buyers are left without a funding path unless they can pay cash.
Seaport Credit Canada steps in to bridge that gap. Our international real estate loans, the Seaport Loan, is crafted for Canadians purchasing abroad. With quick approvals, bilingual service, and flexible lending terms, we help Canadians act fast in a market that’s moving quickly.
Make Your Investment Move
Real estate values in Mexico are trending upward. If you’re thinking about investing, the sooner you start the better your opportunities.
Your Partner in Global Property Ownership
Reach out to Seaport Credit Canada and discover how easy it can be to invest abroad. With the right guidance and the right financing, your Mexican property dream is fully within reach.
Contact Seaport Credit Canada today to explore your options and finance your next tropical property. Visit seaportcredit.com to find out more!